The consolidated results of Bajaj Finance include the results of its wholly owned subsidiaries, Bajaj Housing Finance (BHFL) and Bajaj Financial Securities (BFinserc), and its associate companies, Snapwork Technologies and Pennant Technologies.

Profit before tax (PBT) increased 29.19% to Rs 8,537.20 crore in the quarter ended 30th September 2026.

The company booked 13.45 million new loans during the quarter, registering a growth of approximately 11% compared with 12.17 million loans in Q2 FY26.

Assets under management (AUM) grew 29% YoY to Rs 5,84,624 crore as of 30 September 2026, compared with Rs 4,62,261 crore a year ago.

Net interest income (NII) rose 24% YoY to Rs 13,335 crore in Q2 FY27.

Loan losses and provisions stood at Rs 2,166 crore in Q2 FY27, up 4.13% compared with Rs 2,080 crore in Q2 FY26. The latest quarter included additional management and macroeconomic provisions of Rs 337 crore. Excluding these provisions, loan losses and provisions declined 12% YoY to Rs 1,829 crore.

Asset quality improved during the quarter. Gross non-performing assets (GNPA) declined to 1.06% as of 30 September 2026 from 1.24% a year earlier, while net NPA fell to 0.42% from 0.60% during the same period. The provision coverage ratio on Stage 3 assets stood at 60%.

The company's capital adequacy ratio (CRAR), including Tier-II capital, stood at 20.33% as of 30 September 2026, while its Tier-I capital ratio was 19.43%.

Bajaj Finance is one of India’s leading and most diversified financial services companies. The company is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME, and commercial customers with a significant presence.