Net interest Income (NII) fell 5% to Rs 10,469 crore in Q2 FY26 compared with Rs 10,517 crore in Q2 FY25. Global net interest margin (NIM) stood at 2.60% in Q2 FY26 as against 2.92% in Q2 FY25.

Operating profit increased 5.5% YoY to Rs 7,227 crore in Q2 FY26.

Global deposits rose 10.9% to Rs 16,17,080 crore in Q2 FY26 compared with Rs 14,58,342 crore in Q2 FY25. Domestic deposits jumped 10.4% YoY to Rs 15,63,982 crore.

Global advances climbed 10.1% to Rs 11,69,592 crore in Q2 FY26 compared with Rs 14,58,342 crore in Q2 FY25. Domestic advances stood at Rs 11,17,885 crore, up 10.5% YoY.

On asset quality front, gross non-performing assets (GNPA) ratio improved by 103 bps to 3.45% as on 30th September 2025 from 4.48% as on September’24. Net non-performing assets (NNPA) ratio improved by 10 bps to 0.36% as on 30th September 2025 from 0.46% as on 30th September 2024.

CRAR increased to 17.19% as on September’25 from 16.36% as on September’24 registering an improvement of 83 bps.

Provision coverage ratio (including TWO) improved by 24 bps on Y-o-Y basis to 96.91% as on September’25 from 96.67% as on September’24.

Punjab National Bank is engaged in treasury operations, corporate/wholesale banking, retail banking, digital banking, others. As on 30th September 2025, the bank has 10,228 domestic branches and 2 international branches. Out of total no. of branches, the bank has 63.3% branches in rural & semi-urban areas.

The counter hit 52-week high at Rs 119.20 in intraday today.