Net interest income (NII) grew by 17.5% on YoY basis to Rs 2,786 crore in Q1 FY27 as against Rs 2,371 crore in Q1 FY26. Net interest margin (NIM) stood at 2.7% as on 30 June 2026, up 20 basis points YoY.

Operating profit for Q1 FY27 jumped 25.5% to Rs 1,704 crore from Rs 1,358 crore in Q1 FY26.

Provisions increased by 38.9% YoY to Rs 394 crore in the June 2026 quarter. Provision Coverage Ratio stood at 81.7% as on 30 June 2026.

Accordingly, profit before tax in Q1 FY27 stood at Rs 1,309 crore, up by 21.9% from Rs 1,074 crore in Q1 FY26.

Gross NPA as on 30 June 2026 was 1.3% as against 1.6% as on 30 June 2025. Net NPA was at 0.2% as on 30 June 2026 as compared with 0.3% as on 30 June 2025

Total deposits increased by 14.3% YoY to Rs 315,373 crore in June 2026 quarter. Advances jumped by 18.3% to Rs 285,118 crore in Q1 FY27 from Rs 241,024 crore in Q1 FY26.

CRAR declined to 15.1% as on 30 June 2026 from 16.2% as on 30 June 2025. The CET I Ratio remained unchanged at 14.0%.

Vinay M. Tonse, managing director & CEO, Yes Bank, said: 'We delivered higher core earnings even as gains from Security Receipts and treasury fell sharply - clear evidence that the underlying franchise is strengthening.

Margins held steady at 2.7%, cost-to-income improved further, and asset quality strengthened as slippage eased.

We also earned meaningful external validation this quarter — rating upgrades from Moody's, CARE and ICRA, and our inaugural international rating from S&P Global. Growth was broad-based, including sustained momentum in Retail disbursements.'

Yes Bank is one of the leading new generation private sector banks in India. The bank offers a wide range of banking services such as corporate & institutional banking, retail banking, msme, transaction banking and treasury. The bank has over 1300 branches, 200+ business correspondent banking outlets (BCBOs) and more than 1350 ATMs (including CRMs and BNAs) spanning across 300 districts of India.