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Punjab National Bank keeps lending rates and base rate unchanged
Feb 01,2026
Punjab National Bank announced that Marginal Cost of Funds Based Lending Rates (MCLR) with effect from 01 February 2026 remain unchanged as under:

Overnight - 7.95%
One month - 8.20%
Three month - 8.40%
Six month - 8.60%
One year - 8.75%
Three years - 9.05%

Further, existing Repo linked Lending Rate (RLLR) i.e. 8.10 % (including BSP of 0.10%) and Base Rate i.e. 9.50% remain unchanged.