Total deposits rose 16.75% year-on-year and 4.88% quarter-on-quarter to Rs 1,73,420 crore, while gross advances jumped 25.51% year-on-year and 4.48% quarter-on-quarter to Rs 1,30,576 crore.

CASA deposits stood at Rs 72,979 crore, up 7.48% year-on-year but down 3.31% quarter-on-quarter. The CASA ratio declined to 42.08% from 45.71% a year ago and 45.64% in the preceding quarter, a contraction of 363 basis points year-on-year and 356 basis points sequentially.

Gross investments increased 0.91% year-on-year and 5.78% quarter-on-quarter to Rs 43,706 crore.

The bank said the figures are provisional and subject to audit.

J&K Bank offers banking services under the three major divisions as support services, depository services, and third-party services.

The bank reported a 36.48% jump in standalone net profit to Rs 797.80 crore despite 2.28% decline in total income to Rs 3531.06 crore in Q4 FY26 over Q4 FY25.